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Services

Our approach to financial management delivers clarity for all client types – from individuals building wealth to high net worth families – through the utilisation of a strategic management framework & repeatable processes which address the entire balance sheet, and not just an investment account.

What We Do

Our Services

Financial Planning

We offer clients a personalised long-term objective for their financial security and well-being, as well as a detailed savings and investment strategy for achieving their objectives.

The planning begins with a thorough evaluation of the client’s current financial state and thereafter we look at strategies which can be applied so that the client’s future financial objectives can be attained.

Life Cover

We offer our clients peace of mind in knowing that in the event of their death, their family’s financial security will be protected.

We offer Life Cover associated with covering debt (home loans, etc), estate planning and family protection.

As we are an Independent Financial Planning Practice, we can shop around through a wide range of providers so as to offer our clients the best value-for-money contracts.

Lump-Sum Disability

We offer our clients lump sum disability benefits. In the event of our clients being permanently disabled, they will be paid out a lump sum which can either be used to settle outstanding debt, or be invested to provide an income moving forward. Lump Sum Disability Cover is also crucial when structuring a financial plan as it forms part of protecting our client’s financial security.

As we are an Independent Financial Planning Practice, we can shop around through a wide range of providers so as to offer our clients the best value-for-money contracts.

Income Production

Many people do not understand that their greatest asset is the income they generate through employment. What we offer our clients, is the ability to protect their income stream in the event that they become permanently or temporarily unable to earn an income from employment because of illness or injury.

We can offer a wide range of income protection options depending on the client’s financial needs.

As we are an Independent Financial Planning Practice, we can shop around through a wide range of providers so as to offer our clients the best value-for-money contracts.

Severe Illness Benefits

More and more people are facing severe health problems such as, cancer, stroke, cardiac failure, diabetes and neurological issues. Some severe illnesses can place a client under immense financial pressure.

We offer our client’s a wide range of SEVERE ILLNESS products depending on their needs.

As we are an Independent Financial Planning Practice, we can shop around through a wide range of providers so as to offer our clients the best value-for-money contracts.  

Retirement Planning

Unfortunately , only 4% of South African citizens retire financially INDEPENDENT. This means that only 4% do NOT rely on their family or the government to look after them financially in their retirement years.

It is critical, from the time that you start earning an income, to begin a well-constructed retirement savings strategy in order to fully enjoy your “golden years” from a financial perspective.

We offer our clients a full retirement-needs analysis which will determine how much they should be saving in order to meet their goals. We look at strategies which focus on sound long-term returns and the tax efficiencies of different product offerings.

Investments

We offer our clients investment options both locally and offshore. Based on a client’s goals, the appropriate products and funds will, through our guidance, be available to them.

Factors we consider for our clients are; liquidity needs, tax efficiency, investment time horizons and their personal risk appetite.

As we are an Independent Financial Planning Practice, we can shop around through a wide range of providers so as to offer our clients the best value-for-money contracts.

Business Assurance

Many of our clients are self-employed in businesses ranging from small to large entities. We assess the overall business assurance risks and can offer a range of products that will protect the financial wellbeing of the business entity and our valued clients.

Our product offering ranges from Buy and Sell Policies to Keyman Assurance and Contingent Liability.

Our practice has access to Legal Advisors who can skilfully apply the best product for the specific need. As we are an Independent Financial Planning Practice, we can shop around through a wide range of providers so as to offer our clients the best value-for-money contracts.

COLLABORATION

Associate Companies

Ready to BUILD YOUR FUTURE?

A Financial Plan is not just about your future, but about your present as well. Many people believe financial planning will help them only in their future, however, it is something that will help you learn about playing fully in this very moment. Therefore, rather than constantly worrying about future security, look at what best you can do in the present with your financial resources.